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Loans for companies, SMEs and the self-employed

The beginning of any business initiative, requires a good financial basis, to face the possible economic imbalances that can occur in the life of any company or business, and also to start that idea that requires a first small boost, which launch our product or service to the market, so looking for the best alternative that the market makes available to companies is a task that must be taken into account, and devote part of our time to that search.

In the business loan concession market, we will first find traditional financial institutions – such as banks and savings banks. However, there are also other ways to find that source of funding that allows us to carry out our project. In this context, Zanders is presented as the simplest, fastest and most flexible alternative

Zanders loans for SMEs and the self-employed

Zanders loans for SMEs and the self-employed

Zanders finances all sectors, from cafeterias to concessionaires, and its objective is to expand access to credit to the three million businesses in Spain. Zanders offers credit facilities of € 500 up to € 50,000 in flexible installments of up to 6 months. They do not charge any type of commission, neither for study nor for early repayment of the loan; their goal is to be as transparent as possible, therefore, interest is only paid once the funds are available.

Zanders offers fair decisions based on real business data since its technology allows to build a 360 degree vision. One of the requirements for credit analysis is the documentation that allows you to generate this image of the business. However, Zanders has integrations with e-commerce platforms – like Amazon or Ebay – that facilitate the extraction of data for merchants that operate online.

History of Zanders

This Fintech was created by Christoph Rieche and James Dear in March 2012 in London, United Kingdom. To date, it has been growing and expanding to three other countries: Germany, Poland and Spain. This has made it one of the most popular lending platforms for SMEs and self-employed people in Europe.

What is the objective of Zanders?

What is the objective of Zanders?

Zanders tries to offer financing to all those small businesses that need it. They provide very flexible lines of credit for businesses, with the only condition that they have been operating for at least 6 months in the market.
What really sets Zanders apart is the speed – they give an answer in a matter of hours – flexibility – the loan can be paid when it is convenient – and transparency since no commissions of any kind are charged.
In Zanders they are committed to economic development in Spain. Therefore, its focus has been on SMEs and the self-employed, helping them grow and obtain alternatives that were previously only accessible to larger businesses.

Apply for loans at Zanders

Apply for loans at Zanders

The process of requesting financing through Zanders is very simple and is summarized in four steps:
● Registration : fill out the access form in which some basic information and business documentation are requested. It is a process without compromises and that requires a few minutes.
● Approval : of the loan application. Credit limits are based on business performance; normally the same number as monthly sales is offered.
● Disposition of Funds : which is made depending on the customer’s need for money. The majority of clients dedicate it to managing working capital needs, buying material or making investments.
● Payment or recharge of the credit: Pay according to the agreed fees – up to 6 months – or in advance to save interest. Zanders customers also have the option to recharge the loan, once the second installment has been paid and subject to approval. The client would again have the initial amount, such as a revolving credit.

Opinions of Zanders and contact phone

Opinions of Zanders and contact phone

With respect to the opinions of Zanders, at the cost that the applicant will incur, accepting these loans, it should be noted that the interest that will be applied to each transaction is 3.5% per month, with interest accrued daily, although without any commission or commitment, making the payment according to the schedule set in the contract, through the debit card or bank transfer, although if there are payments that are delayed, the client must contact Zanders.

As we have said, the application process is fast and will be done in a few hours through the online platform. The documentation – VAT returns, bank statements, annual accounts, etc. – can also be uploaded through the platform or sent to the company’s email. Once the assessment has been carried out, the best alternative to your situation will be offered to the client, who will be able to choose whether to accept or not. Interest will only be charged if you accept the funds.

Zanders (www.Zanders.es) offers a highly competitive customer advisory service, where you will be able to resolve any doubts that may arise and guide you through the registration and loan application process. You can contact us through the Zanders customer service phone number. The platform also has a calculator where you can make a simulation of the loan depending on the amount and time.

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